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Category: Miscellaneous

What You Owe John Bogle, Iconic American Inventor

January 22nd, 2019 by

This article first appeared on Modern Portfolio Theory, the work of Markowitz, and Sharpe, and many, many others, is the foundation of how we think about finance and financial markets. Both Markowitz and Sharpe won the Nobel prize in Economics, and many of their intellectual descendants have done so as well. One of the […]

New Art at Sensible Financial

October 30th, 2018 by

At Sensible Financial, providing an inviting space for our clients and employees is a high priority. Working in or visiting comfortable and attractive surroundings inspires creativity and helps foster a positive attitude. The deCordova Museum’s Corporate Art Loan Program offers us the opportunity to display beautiful pieces from New England-based contemporary artists. This fall, we […]

Laura Williams, CFP®, Is Promoted to Financial Advisor

June 15th, 2018 by

When Laura Williams moved to the Boston area to attend Bentley University, she had no idea she’d stay after graduation and make Boston her home. After graduating from Bentley with a B.S. in Finance, Williams began working at Sensible Financial as an Associate Advisor. Now, nearly four years later, Williams has earned a promotion from […]

Managing Up Matters

April 13th, 2018 by
managing up

In a recent Wall Street Journal article, “The Right and Wrong Way to Manage Up at the Office”, professionals, including Laura Williams, an Associate Financial Advisor at Sensible Financial, weigh in on the importance of understanding your boss’s style in maintaining a healthy work environment and moving ahead in your career. Managing up involves employees […]

Flexible Spending Accounts: A Useful Employee Benefit That Can Reduce Your Taxes

July 26th, 2017 by
Flexible Spending Accounts Table

In my last newsletter article, I looked at how to save for medical expenses using a health savings account (HSA). In this companion article, I’ll focus on another type of savings account called a flexible spending account. These plans are designed to help employees save for certain qualified expenses using pre-tax dollars. Although you may […]

How Sensible Financial Raises Cash for You

November 27th, 2016 by

We strive to get cash to you when you need it. We understand that timely delivery of cash either for planned events or unexpected contingencies is important to you. Sensible Financial® has developed a process that balances your need to get cash quickly with your other interests, such as maintaining your target allocation, keeping trading […]

Thoughts on Financing Your Wedding

June 29th, 2016 by

Thoughts on Financing Your Wedding Summer time is here, and that means wedding season is upon us. Weddings are important life events and can also be large financial expenditures. I’ve been engaged to my fiancée for a year and a half, and our big day is coming up this Sunday, July 3. Here are some […]

Fifty Ways to Leave Your Broker (1),(2)

May 24th, 2016 by

You trust your financial future to any broker who manages your assets, so it’s important to be sure you have the right one. Once you select a broker, it’s hard to admit that you may have been wrong (it’s a big decision). You don’t need your broker to be your friend. If you do decide […]

How to Improve your FICO® score

March 30th, 2016 by

As I explained in Sensible Financial®‘s Winter newsletter, your FICO® credit scores influence what credit is available to you and under what terms. Derived directly from each of your credit reports at the three leading credit bureaus (Equifax, Experian, and TransUnion), your FICO® scores summarize your credit risk for lenders who are considering offering you […]

The FICO® Score – What is it and why should you care?

February 22nd, 2016 by

No financial planning topic is more susceptible to false rumors and misconceptions than the infamous credit score.   The term “credit” means debt that has been extended by a creditor (lender) to a consumer, with the promise and expectation that the consumer will pay it back in a pre-determined timeframe, usually (but not always) with interest.  […]