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Frank Napolitano

Financial Designations: What Do They Mean?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

June 26, 2025

The financial planning profession is full of designations. Let’s discuss what they cover, and which ones could fit your needs.

Inflation is up, but my TIPS are down. What’s going on?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

March 25, 2025

Learn how TIPS keep pace with inflation and how you can interpret your returns.

What You Need to Know About the SECURE Act 2.0 

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

January 29, 2025

The picture show the Capitol Building in Washington, D.C. where laws, like the SECURE Act are made.

The passage of the SECURE Act in 2019 made big changes to the Internal Revenue Code. What will that mean for you?

Are My Assets Safe? What Are Financial Intermediaries? Part 2

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

December 19, 2024

The picture shows a caution sign to represent the question in the title about financial intermediaries.

FDIC insurance protects cash against bank failures, but few know the risks in holding financial securities at financial intermediaries.

Are My Assets Safe? What Are Financial Intermediaries?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

September 25, 2024

a blue bridge suspended above water is a great analogy for a financial intermediary

Every time someone buys or sells a security, receives a dividend or interest payment or transfers funds, they deal with financial intermediaries. What are they?

What Is a Digital Estate Plan, and Do I Need One? 

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

June 20, 2024

The picture shows lines of code to represent the digital assets you would put in a digital estate plan.

A digital estate plan might seem unusual, but digital assets and the laws governing them are something of a new frontier in estate planning.

The Essential Estate Planning Tool You’ve Never Heard of? 

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

January 30, 2024

The picture shows a squirrel with a look of surprise and disbelief on his face because he's never heard of a Letter of Instruction.

A Letter of Instruction is not a legal document, but it can play an important role in your overall estate plan.

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Waltham, MA 02453

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Phone: (619) 573-4131​

Sensible Financial Planning has been acquired by Beacon Pointe Advisors as of October 1, 2025. To access services, resources, or support, please visit https://beaconpointe.com/financial-advisors/ma/waltham/wama/. Important disclosures for clients can be found by visiting https://beaconpointe.com/disclosures/. Advisory services offered through Beacon Pointe Advisors, LLC, a registered investment advisor.

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